Make better financial decisions

Personal Wealth Management

Malaa is a free personal wealth management tool that allows you to take control and have exposure over your financials

Unlock your creditworthiness

Lending

We analyze your transactions & spending habits to generate risk assessment report to reflect your true creditworthiness and enable instant approval loans

Integrate your savings with your investments

Investments

Investing can be overwhelming, especially if you never did it before. We take that pressure off, investing starts with saving and we bridge those two worlds in an automated way

financial literacy

Make better financial decisions with Malaa

Managing financial matters, tracking expenses, or even investing is not easy. Malaa gives you a single place to manage your money, connect all your accounts, manage, save and invest or even apply for a loan.

In Mala’a, we know well how to keep everything in hand and help you build the straightforward way to your financial independence. We’ve created an AI-driven ecosystem for those who feel like taking an opportunity to modernize their financial habits.

Savings

See and track all your spending from a single dashboard without manual entry, automatically through integrating all your bank accounts through secure integration

Lending

We help you to better represent creditworthiness through financial behavior instead of the existing risk assessment methods, which helps you get better access to financing products

Investments

Investing is not easy and you might feel discouraged, we take all that jargon away and automatically invest on your behalf. When you setup your budget or goal, we take them and integrate them through an investment plan so you can realize your financial freedom

Savings

See and track all your spending from a single dashboard without manual entry, automatically through integrating all your bank accounts through secure integration

Lending

We help you to better represent creditworthiness through financial behavior instead of the existing risk assessment methods, which helps you get better access to financing products

Investments

Investing is not easy and you might feel discouraged, we take all that jargon away and automatically invest on your behalf. When you setup your budget or goal, we take them and integrate them through an investment plan so you can realize your financial freedom

We take privacy very seriously

Our number one priority is your privacy and to earn your trust, we do not see your bank credential's. We access them throug standards. We also adhere to a lot of banking regulations

Data safekeeping with​​ 256-bit encryption

State of the art infrastructure

Regulated by the Saudi Central Bank

Bank-level security

Your guide to financial well-being

We do not offer free wealth management tools only, we truly care about your financial well-being and our goal is to help you realize your financial potential

Takes 5 minutes

How does AI work when smart budgeting?

Manual data analysis is almost out-of-date, AI is here to process big financial data

Takes 4 minutes

What shares are safer to invest in?

Sometimes, the desire for fast money can bring about big losses

Takes 6 minutes

How can you deal with market volatility?

If you’re willing to invest, it’s the right time to know how to treat market swings.

who we work with

List of our partners

  • ANB

    ANB Group offers comprehensive commercial and investment banking services, in addition to specialized services in the fields of heavy equipment leasing and home finance.

  • Riyad Bank

    Riyad Bank is one of the largest financial institutions in the Kingdom of Saudi Arabia and the Middle East, with a strong corporate and retail franchise that caters to local and international businesses.

  • Albilad Bank

    Bank Albilad is a Saudi joint stock company that strives for excellence in the Islamic banking sector through introduction of initiatives, innovation, and genuine shariah compliant banking products.